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Terms of Use 

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE

 

1. What These Terms Cover

These terms of use (the “Terms”) set out the rules for using this website. By accessing or using this website, you confirm that you accept these Terms and agree to comply with them. If you do not agree, you must not use this website. We recommend that you print or save a copy of these Terms for future reference.

2. Who We Are and How to Contact Us

This website is operated by Redbanx Ltd (“Redbanx”, “we”, “us”, “our”), a company registered in England and Wales. If you wish to contact us, please email: info@redbanx.com

3. Other Applicable Terms

These Terms should be read alongside our: Privacy Policy, Cookie Policy, Complaints Policy, and any applicable Terms and Conditions of Business.

4. No Client Relationship

Use of this website does not create a client relationship between you and Redbanx Ltd. Any products or services provided by Redbanx Ltd are subject to separate Terms and Conditions of Business.

5. Changes to These Terms

We may update these Terms from time to time. You should check this page periodically to ensure you understand the Terms that apply at the time of use.

6. Changes to Our Website

We may update and change this website from time to time to reflect changes to our products, services, users’ needs, and business priorities.

7. Transfer of Rights

We may transfer our rights and obligations under these Terms to another organisation. We will notify you if this occurs and ensure that your rights are not adversely affected.

8. Access to This Website

This website is made available free of charge. We do not guarantee that the website, or any content on it, will always be available or uninterrupted. We may suspend, withdraw, or restrict access for business or operational reasons.

9. Security and Account Details

If you are provided with login details or security credentials, you must treat them as confidential and must not disclose them to any third party. We reserve the right to disable any credentials if, in our reasonable opinion, you have failed to comply with these Terms. If you suspect unauthorised access, you must notify us immediately at info@redbanx.com.

10. Intellectual Property Rights

We are the owner or licensee of all intellectual property rights in this website and in the material published on it. These works are protected by intellectual property laws and all rights are reserved. You may print or download extracts for personal use only. You must not modify, distribute, or use any content for commercial purposes without our prior written consent. “Redbanx” is a trade mark of Redbanx Ltd. You are not permitted to use it without our approval.

11. No Reliance on Information

The content on this website is provided for general information only and does not constitute financial, legal, or professional advice. You should obtain appropriate professional advice before taking, or refraining from, any action based on the content of this website.

12. Links to Third-Party Websites

Where this website contains links to third-party websites or resources, these are provided for information only. Such links should not be interpreted as approval or endorsement by Redbanx Ltd.

13. Limitation of Liability

Nothing in these Terms excludes or limits our liability where it would be unlawful to do so, including liability for death or personal injury caused by negligence or for fraud. Subject to the above, we exclude all implied conditions, warranties, representations, or other terms. We will not be liable for any loss or damage arising from use of, or inability to use, this website; including loss of profits, revenue, or business; business interruption; loss of anticipated savings; loss of business opportunity, goodwill, or reputation; or any indirect or consequential loss.

14. Use of Personal Information

We will only use your personal information as set out in our Privacy Policy.

15. Viruses and Misuse

We do not guarantee that this website will be secure or free from bugs or viruses. You must not misuse this website by knowingly introducing viruses or other malicious material. You must not attempt to gain unauthorised access to this website. Any breach may constitute a criminal offence under the Computer Misuse Act 1990.

16. Linking to This Website

You may link to our homepage provided this is done in a fair and lawful manner. You must not establish a link that suggests association, approval, or endorsement by Redbanx Ltd where none exists.

17. Governing Law

These Terms are governed by the laws of England and Wales. You agree that the courts of England and Wales will have exclusive jurisdiction over any disputes.

18. Regulatory Status

Redbanx Ltd is an Electronic Money Institution authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 900897). Nothing on this website constitutes an offer to provide regulated services in any jurisdiction where such services would be unlawful.